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Why You Should Get Moving Truck Insurance

by Tampa's Home Team 09/01/2019

If you are planning to move with truck rental, it is essential you get moving truck insurance. Therefore, you need to look at the company's insurance and protection policies.There are several advantages of having moving truck insurance, apart from the peace of mind it brings, it also protects you against any unforeseen happenings.

What are the types of truck rental insurance? The four types of truck rental insurance include:

Damage Waivers

This type of rental insurance protects against theft or any damage to the truck.  The person renting the truck will be responsible for any damage done to the vehicle if the company offers a personal damage waiver.  The individual that rents the truck will bear up to $500 worth of damage if the company issues a limited damage waiver.  The truck rental company will take care of the rest in this case.

Supplemental Liability Insurance 

Supplemental liability insurance protects you when you hit a vehicle.  This insurance policy protects renters against any claims leveled against them. 

Personal Accident and Cargo Protection 

The Personal Accident and Cargo Protection insurance protects the renters and the belonging while inside the truck.  This type of insurance does not cover damage because of shifting cargo or theft.  It is advisable to go through the details of this protection policy to know what it covers and does not cover. 

Auto Tow Protection 

You need Auto Tow Protection insurance if you are using a trailer to tow your vehicle.  This insurance protects the car against any damage done while pulling your vehicle.  The Auto Tow Protection policy covers damage caused by hail, windstorm, landslide, collision, flood, or explosion.

Advantages of Moving Vehicle insurance 

There are lots of benefits of buying coverage from your truck rental company. A lot of renters underestimate the importance of having moving vehicle insurance because they think that occurrences that warrant insurance are less likely to occur.  Here are some benefits of moving vehicle insurance:

It offers protection against unplanned circumstances like an accident, theft, damage among others

Moving vehicle insurance gives you peace of mind when you are moving your belongings from one location to the other.  

You can get your belongings covered by purchasing additional cargo insurance.  This insurance policy protects your items against damage.  Be sure to check the insurance policy to know what it includes.  

If you are planning to move your belonging to your new house, do not overlook the importance of having moving truck insurance because of all the benefits and protection that it offers you. Don't forget to ask your mover before committing to a moving truck.  

About the Author
Author

Tampa's Home Team

When it comes to buying and selling real estate it takes a strong commitment. Serving in the Merchant Marines and holding a U.S.C.G Captain’s license, deeply qualifies me to help you navigate one of life’s biggest investments. I would like to discuss with you how my 10 year commitment to the Real Estate Industry and the Tampa market will be well worth your consideration.

I am a Licensed Real Estate Professional with RE/MAX Capital. I chose this firm over all others because they are committed to providing me with tools, resources and a compelling culture, coupled with my expertise, enable me to bring the highest caliber of buyers and sellers together. I personally specialize in asking good questions, customizing a marketing strategy and negotiation to ensure my Sellers receive the best opportunity for the highest net, most protection with the least amount of stress.

Since most people in our market own their homes for between 5-7 years, I would imagine in the near future you will have a need to sell or desire to buy. I am strongly committed to being the best at what I do which means doing the best for you.

When your time to sell is near, I commit to providing you with the most current information and a winning spirit to take you from where you are to where you want to be.